Comments on: Fixed deposits in India: Time to get in? http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/ A blog about Indian Capital Markets, by Kaushik Gala Thu, 28 Aug 2008 07:34:00 +0000 http://wordpress.org/?v=2.6 By: powermyloan http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/#comment-303 powermyloan Sat, 10 Mar 2007 06:05:59 +0000 http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/#comment-303 Fixed deposits are back in vogue after series of interest rate hikes. They have become good investment options for retail investors. In fact in my recent interviews with a foreign bank rep brought this to my knowledge that to maintain CRR obligations top management of the bank has actually given strict guidelines to the branches and regional offices to focus solely on fixed deposits. www.powermyloan.com Fixed deposits are back in vogue after series of interest rate hikes. They have become good investment options for retail investors. In fact in my recent interviews with a foreign bank rep brought this to my knowledge that to maintain CRR obligations top management of the bank has actually given strict guidelines to the branches and regional offices to focus solely on fixed deposits. http://www.powermyloan.com

]]> By: Kaushik http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/#comment-243 Kaushik Mon, 26 Feb 2007 04:42:33 +0000 http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/#comment-243 Bonds: I doubt that these would follow FD interest rates offered by banks, since there's no pressure on the government to meet CRR/SLR obligations. In fact, I recently saw an article in Mint (livemint.com) that pointed out this discrepancy - government bonds yielding much lower than bank FDs. As for MIPs - I should point out that I'm not a qualified/registered investment adviser, just a blogger sharing my thoughts on the markets :-) Bonds: I doubt that these would follow FD interest rates offered by banks, since there’s no pressure on the government to meet CRR/SLR obligations. In fact, I recently saw an article in Mint (livemint.com) that pointed out this discrepancy - government bonds yielding much lower than bank FDs.

As for MIPs - I should point out that I’m not a qualified/registered investment adviser, just a blogger sharing my thoughts on the markets :-)

]]> By: Nikhil http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/#comment-242 Nikhil Mon, 26 Feb 2007 03:37:04 +0000 http://www.galatime.com/2007/02/25/fixed-deposits-in-india-time-to-get-in/#comment-242 Does this mean that Bonds of Government and Private Institutions will also reach highest yields during March 5-25 period. Is it good to invest in MIPs of Mutual Funds? Since NRO Fixed deposit is subject to TDS. Please guide me. Does this mean that Bonds of Government and Private Institutions will also reach highest yields during March 5-25 period. Is it good to invest in MIPs of Mutual Funds? Since NRO Fixed deposit is subject to TDS. Please guide me.

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