Comments on: Fixed Maturity Plans: Keep the moolah coming! http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/ A blog about Indian Capital Markets, by Kaushik Gala Thu, 20 Nov 2008 14:01:08 +0000 http://wordpress.org/?v=2.6 By: ashu http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-2141 ashu Tue, 01 Apr 2008 05:13:55 +0000 http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-2141 so hum buddhu bangaye fmp mein invest karke! so hum buddhu bangaye fmp mein invest karke!

]]> By: Nikhil http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-412 Nikhil Fri, 30 Mar 2007 21:16:08 +0000 http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-412 Corporate investments play a big role in FMPs. Only recently retail has taken an interest in FMPS. As an Institutional investor you have to invest minimum 5 crores but you get higher yield than retail. Incidently Sundaram FMP (institutional plan) gave 24% return last year, better than equity funds. Corporate investments play a big role in FMPs. Only recently retail has taken an interest in FMPS. As an Institutional investor you have to invest minimum 5 crores but you get higher yield than retail. Incidently Sundaram FMP (institutional plan) gave 24% return last year, better than equity funds.

]]> By: Falkor http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-409 Falkor Fri, 30 Mar 2007 17:44:55 +0000 http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-409 Hey, with every post your site is just getting better! A well planned FD investment will always beat FMP. I agree with Nikhil, for regular inflows, MIP is better. For a fixed period investments, FD are better. May be the figures quoted above has a large skew becoz of corporates' investments in FMP. Hey, with every post your site is just getting better!

A well planned FD investment will always beat FMP. I agree with Nikhil, for regular inflows, MIP is better. For a fixed period investments, FD are better.

May be the figures quoted above has a large skew becoz of corporates’ investments in FMP.

]]> By: Ananth http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-408 Ananth Fri, 30 Mar 2007 12:15:32 +0000 http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-408 I am not sure if all FMP's have such high loads, I invested in 3 month reliance FMP with no entry or exit loads, premature exit had a small exit load though. I am not sure if all FMP’s have such high loads, I invested in 3 month reliance FMP with no entry or exit loads, premature exit had a small exit load though.

]]> By: Nikhil http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-406 Nikhil Fri, 30 Mar 2007 10:56:07 +0000 http://www.galatime.com/2007/03/30/fixed-maturity-plans-keep-the-moolah-coming/#comment-406 MIP is better than FMP. Entry load is 0 and exit load is 0.5 if exited before 6 months and 0 if later. Double indexation is also available for MIPs. Only catch is volatile Equity component and type of Debt holding, in MIPs. MIP is better than FMP. Entry load is 0 and exit load is 0.5 if exited before 6 months and 0 if later. Double indexation is also available for MIPs. Only catch is volatile Equity component and type of Debt holding, in MIPs.

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